Having a secure plan, one to the likes of this at least, means I will be secure in having a mountain of bills every months compared to the small hills I've had so far. And the fact that I've not been able to save any money, despite rarely indulging in anything for myself and having minimal bills, I'm scared about going back to living on my own and being completely self-sufficient. Sure, I'm getting paid decently and regularly, but I'm still terrified.